Banking

At CrestView Standard,

we don’t just manage money — we help you build financial clarity, security, and long-term success. Whether you’re managing daily finances, growing savings, or investing for the future, our comprehensive solutions adapt to your life.

Banking Services | CrestView Standard

Modern Banking Solutions for Today's World

At CrestView Standard, we combine traditional banking values with cutting-edge technology to deliver a comprehensive range of banking services designed for your modern lifestyle.

2M+ Happy Customers
99.8% Digital Uptime
24/7 Banking Access
£85K FSCS Protected
Explore Banking Services

Current Accounts

Compare All Accounts

Choose from our range of current accounts designed to suit different lifestyles and financial needs.

Standard Current Account

Standard Current Account

Our most popular account with no monthly fees, free UK payments, and a contactless debit card. Perfect for everyday banking.

£0
Monthly Fee
2.5%
Interest AER
£1,500
Free Overdraft
  • No monthly account fee
  • Free UK payments and transfers
  • Contactless debit card
  • Mobile banking app included
  • Overdraft facility available
Apply Now 5 min application
Premium Current Account

Premium Current Account

Enhanced account with worldwide travel insurance, mobile phone insurance, and premium customer service.

£15
Monthly Fee
3.5%
Interest AER
£2,500
Free Overdraft
  • Worldwide travel insurance
  • Mobile phone insurance
  • Premium customer service
  • Higher interest on balances
  • Free foreign transactions
Apply Now Value £400+
Student Account

Student Current Account

Designed specifically for students with interest-free overdraft, discounts, and financial education resources.

£0
Monthly Fee
2.0%
Interest AER
£3,000
Interest-Free OD
  • Interest-free arranged overdraft
  • Student discounts and offers
  • Free banking for 3 years
  • Financial education resources
  • Career support services
Apply Now For students only

Savings & Investment Accounts

View All Savings Options
Easy Access Savings

Easy Access Savings

Flexible savings account with instant access to your money and competitive interest rates.

2.5%
Interest AER
£0
Min Deposit
Instant
Access
  • Instant access to funds
  • Competitive variable interest
  • No minimum deposit
  • Manage via app or online
  • FSCS protected
Open Account Best for flexibility
Fixed Rate
Fixed Rate Bonds

Fixed Rate Bonds

Lock in a fixed interest rate for 1-5 years with our range of fixed-term savings bonds.

4.5%
2 Year Bond
£1,000
Min Deposit
Fixed
Term
  • Fixed interest rate for term
  • Terms from 1 to 5 years
  • Higher interest rates
  • Interest paid monthly/annually
  • FSCS protected
View Rates Best for higher returns
Cash ISA

Stocks & Shares ISA

Invest up to £20,000 per year tax-free in stocks, funds, and ETFs with our award-winning platform.

£20K
Annual Allowance
0%
Tax on Gains
£0
Account Fee
  • £20,000 annual allowance
  • No tax on dividends or growth
  • Flexible withdrawal rules
  • Transfer existing ISAs free
  • 2,500+ investment options
Start Investing Tax-efficient

Credit Cards Comparison

Choose the right credit card for your spending habits and financial goals.

Card Features
Cashback Card
Travel Card
Balance Transfer
Representative APR
19.9%
18.9%
21.9%
Annual Fee
£0
£120
£0
Introductory Offer
5% cashback for 3 months
30,000 bonus points
0% for 30 months
Ongoing Rewards
1% cashback on all spending
1 point per £1 spent
No rewards
Foreign Transaction Fee
2.99%
0%
2.99%
Travel Insurance

Credit cards are subject to status and a credit check. Minimum income requirements apply. Please borrow responsibly.

Compare All Credit Cards

Digital Banking

Bank anytime, anywhere with our award-winning digital platform that puts you in control of your finances.

Mobile Banking App

Manage your accounts, make payments, deposit checks, and track spending with our 5-star rated mobile app.

Biometric Security

Secure your account with fingerprint and facial recognition technology for quick, safe access.

AI Financial Insights

Get personalized spending insights, budgeting tools, and savings recommendations powered by AI.

Instant Payments

Send money to friends and family instantly with just a phone number or email address.

Fraud Protection

24/7 transaction monitoring with instant alerts for suspicious activity on your accounts.

In-App Support

Chat with our support team directly through the app for quick answers to your questions.

Banking Security

Learn About Our Security

Your Security Is Our Priority

At CrestView Standard, we employ multiple layers of security to protect your money and personal information. Our advanced security measures give you peace of mind while banking with us.

76%
APP Fraud Refund Rate

Ranked 3rd among major UK banks

£159
per £1M Transactions

Lost to APP scams, 32% decrease since 2022

£85K
FSCS Protection

Per person, per banking group

24/7
Fraud Monitoring

Real-time transaction monitoring

Ways to Bank With Us

Choose how you want to bank with our flexible range of banking channels and services.

Mobile Banking

Full-featured banking app for iOS and Android. Manage accounts, make payments, and deposit checks from your phone.

Download on App Store & Google Play

Online Banking

Complete banking services through our secure website. Access all features from any computer or tablet.

Available 24/7 at crestviewstandard.site

Telephone Banking

Bank by phone with our automated service or speak to an advisor for assistance with your accounts.

0345 600 6000 • 24/7 for emergencies

Branch Banking

Visit one of our branches for face-to-face service, cash transactions, and personalized financial advice.

Live Chat

Chat instantly with our support team via our website or mobile app for quick answers to your questions.

Average wait time: 2 minutes

ATMs & Cashpoints

Access your cash at thousands of ATMs nationwide, including our own fee-free network of cash machines.

Fee-free at 10,000+ UK ATMs

International Banking

Explore International Services

Global Banking Solutions

Whether you're living abroad, traveling frequently, or sending money internationally, CrestView Standard offers comprehensive international banking services.

International Money Transfers

Send money worldwide with competitive exchange rates and low transfer fees.

Multi-Currency Accounts

Hold and manage multiple currencies in one account with our global currency service.

Travel Services

Travel money cards, travel insurance, and exclusive offers for international travelers.

Banking FAQs

How do I open an account with CrestView Standard?

You can open most accounts completely online in about 10 minutes. Simply choose the account you want, complete the online application form, and verify your identity using our secure digital process. You'll need proof of identity (passport or driving licence) and proof of address (utility bill or council tax statement from the last 3 months). Most accounts are activated immediately upon approval.

Are my deposits protected?

Yes, your eligible deposits with CrestView Standard are protected up to £85,000 per person by the Financial Services Compensation Scheme (FSCS). For joint accounts, the protection extends to £170,000 (£85,000 per account holder). The FSCS is the UK's deposit guarantee scheme and protects your money if a bank fails.

What should I do if I suspect fraud on my account?

If you suspect fraudulent activity: 1) Immediately call our 24/7 fraud helpline at 0800 987 6543 2) Log into your account and check recent transactions 3) Change your password and security questions 4) If your card is involved, use the app to temporarily block it 5) We'll investigate and typically refund any unauthorized transactions within 24 hours. Remember, we'll never ask for your full password or PIN via phone or email.

Can I switch from my current bank?

Yes, we offer a free Current Account Switch Service that transfers all your payments, direct debits, and standing orders from your old bank to your new CrestView Standard account within 7 working days. The service is completely free and guaranteed. We'll handle all communication with your old bank and ensure no payments are missed during the switch.

How can I update my personal details?

You can update most personal details through online banking or our mobile app: For address changes - use "Profile Settings" in digital banking. For phone/email updates - update instantly in the app. For name changes - you'll need to visit a branch with documentation. For other changes - use our secure messaging in the app or contact us. Some changes may require additional verification for security purposes.

Start Banking with CrestView Standard Today

Join over 2 million customers who trust us with their banking needs. Open an account in minutes and discover banking that's secure, modern, and designed around you.